By accessing and using koushikmridha.com, you agree to comply with the following terms and conditions:

1. Use of Website

   • The content, courses, and digital products on this site are for personal use only.

   • Copying, reselling, or unauthorized distribution is strictly prohibited.

2. Purchases & Payments

   • All payments must be made through our secure payment gateway partners.

   • Once a purchase is made, it is non-refundable and non-exchangeable.

3. User Responsibilities

   • Users must provide accurate details during registration or checkout.

   • Any misuse of the website, including fraud or unauthorized access, will result in termination of access.

4. Intellectual Property

   • All content, designs, and materials on koushikmridha.com are owned by us.

   • You may not copy, reproduce, or use them without prior written consent.

5. Liability Disclaimer

   • We are not responsible for any technical issues, payment errors, or third-party content.

   • The use of our services is at your own risk.

6. Policy Updates

   • We reserve the right to update or modify these Terms & Conditions at any time.

   • Continued use of the site means you accept any changes.